Financial Programs
Understanding Financial Options
Switching to clean energy or making energy efficient upgrades doesn’t have to be expensive. Explore grants, incentives & loans that can help fund energy efficient upgrades, solar panels, EV purchases, and more!
Did you know that the Clean Energy Advantage (CEA) Loan Pilot Program offers 0% financing for 24 months and reduced interest rates for homeowners of all income levels? Learn more about this program and many others below!
From appliances and lighting to energy audits and efficiency improvements, explore cost-saving clean energy solutions for you home.
Managed by Maryland utilities, EmPower Maryland offers a variety of rebates and incentives to save energy and money.
Find rebates and special near you on ENERGY STAR certified products.
The Maryland Energy Administration is launching a Geothermal Rebate Program, offering rebates to Maryland residents for installing geothermal heating and cooling systems, also known as ground-source heat pumps.
CEA offers Maryland homeowners easy and affordable financing options for making energy improvements, regardless of their income level.
Net Zero Loan Program is a statewide initiative for new home construction or extensive energy retrofits (upgrades) to existing homes. The program encourages energy-efficient design and technology, renewable energy use, and achieving a Home Energy Rating System (HERS) of 50 or lower.
BeSMART Energy Efficiency Loans for Homeowners provided through the Maryland Department of Housing and Community Development, provides financing to improve energy efficiency. By replacing and upgrading appliances, heating, ventilation and cooling systems, and whole house envelope improvements, homeowners can save on their utility bills.
Homeowners can save up to $3,200 per year on the cost of energy efficient home upgrades, covering up to 30% of the expenses.
Maryland counties offer various tax credits for clean energy project. Find out what your county offers today!
Administered by the Maryland Energy Administration, the Maryland Solar Access Program will provide help to eligible Maryland residents install solar photovoltaic (PV) systems to power their homes with clean, affordable, and sustainable energy. It will help deliver more equitable solar incentives to Marylanders.
Maryland Solar for All is bringing the benefits of solar power to low-income and disadvantaged households through rebates and financing.
Renewable Energy Financing supports homeowners in Montgomery County, Maryland. To qualify, you’ll need a proposal from a participating solar installer, fill out the eligibility form (online), and apply through a participating lender like Clean Energy Credit Union. Both short- and long-term loans are available based on credit and other factors. Application fees can range from $100 to $200 and can be included in the loan amount.
Access Solar helps homeowners in Montgomery County with an annual incomes up to$97,500. Homeowners can choose to own or rent their solar system to help make clean energy accessible.
Tax credits are available on a first-come, first-served basis for homeowners installing an energy storage system.
Explore how you can save money on personal
electric vehicles (EVs) and in-home charging cell purchases.
Obtain an HOV permit to use in your EV regardless of the number of passengers.
Receive up to $700 per person.
Apply for $3,000 for qualifying zero-emission plug -in electric or fuel cell electric vehicles.
Claim up to $7,500 for the purchase of a qualifying EV or plug-in hybrid.
Explore programs offered by Pepco, BG&E, Delmarva, Potomac Edison, and SMECO.
Receive up to $700 per person.
Apply for up to 30% of $1,000 for charging station equipment.
