Jane E. Lawton Conservation Loan Program
The Jane E. Lawton Conservation (JELC) Loan Program offers loans to Maryland nonprofit organizations, local governments, Maryland businesses, and state agencies to finance up-front costs for energy efficiency and conservation projects to benefit their facilities and operations. Comprehensive projects that include multiple measures to maximize energy cost savings and greenhouse gas emissions reductions are highly desired.
Note: The Maryland Clean Energy Center will take over administration of the JELC Loan Program from the Maryland Energy Administration on July 1, 2026.
Program Info
Acting as a revolving fund, the JELC Loan Program offers three financing structures based on applicant profile and loan type:
- 3% Interest Rate for all eligible businesses and non-profit organizations in the State of Maryland requesting a micro loan
-
2% Interest Rate for all eligible businesses and non-profit organizations in the State of Maryland requesting a traditional loan
-
0% Interest Rate for all Maryland State and local governments and their instrumentalities
Are you ready to start your project? Contact MCEC to start your application or learn more about the JELC Loan Program.